Last Updated: February 9, 2026

This Cookie Policy explains how Leadgen Network Organization, Inc., d/b/a Billy.com (“Billy.com,” “we,” “us,” or “our”) uses cookies and similar technologies in connection with our websites, platforms, and services (collectively, the “Services”).

This Cookie Policy should be read together with our Privacy Policy, which explains how we collect, use, and share information more broadly.

1. What Are Cookies?

Cookies are small text files that are placed on your device (computer, smartphone, tablet) when you visit a website. Cookies help websites function properly, improve performance, and provide insights into how users interact with the site.

We may also use similar technologies such as pixels, web beacons, SDKs, or local storage (collectively referred to in this Policy as “cookies”).

2. How Billy.com Uses Cookies

Billy.com operates a marketplace that connects consumers with service providers and facilitates the buying and selling of leads, calls, and other traffic. Cookies are used to support both public-facing websites and authenticated platform functionality.

We use cookies to:

• operate and secure the Services

• enable core website and platform functionality

• authenticate users and manage sessions

• remember user preferences

• analyze traffic and usage patterns

• detect fraud, misuse, or security issues

• improve performance and user experience

Cookies are not used to determine the quality, validity, or value of any leads or traffic.

3. Types of Cookies We Use

A. Strictly Necessary Cookies

These cookies are required for the Services to function properly and cannot be disabled. They support functions such as:

• page navigation

• account login and authentication

• security and fraud prevention

• load balancing and system integrity

Without these cookies, parts of the Services may not work correctly.

B. Functional Cookies

These cookies allow the Services to remember choices you make and provide enhanced functionality, such as:

• language preferences

• region or location settings

• saved login states (where applicable)

C. Analytics & Performance Cookies

These cookies help us understand how users interact with our websites and platforms by collecting information such as:

• pages visited

• time spent on the site

• referral sources

• device and browser information

This information is used in aggregate form to improve the Services and user experience.

D. Security & Compliance Cookies

Certain cookies are used to:

• detect abnormal behavior

• prevent unauthorized access

• protect accounts and transactions

• support compliance and audit requirements

These cookies are critical to maintaining platform integrity.

4. Cookies and Personal Information

Cookies may collect or be associated with information that could be considered personal information under applicable law, such as IP address or device identifiers.

Billy.com uses cookies only as necessary to operate, secure, and improve the Services and as described in this Policy and our Privacy Policy.

Use of cookies for service functionality, analytics, security, and compliance is not intended to constitute a “sale” or “sharing” of personal information under the California Consumer Privacy Act (“CCPA”) or the California Privacy Rights Act (“CPRA”).

5. Third-Party Cookies

Some cookies may be placed by third-party service providers acting on our behalf, such as:

• analytics providers

• hosting or infrastructure vendors

• security and fraud-prevention providers

These third parties are permitted to use cookies only to perform services for Billy.com and are subject to contractual restrictions.

Billy.com does not control third-party websites or their cookie practices.

6. Managing Cookies

Most web browsers allow you to control cookies through browser settings, including:

• blocking or deleting cookies

• receiving alerts before cookies are set

• limiting certain types of cookies

Please note that disabling cookies may impact the functionality and availability of certain features of the Services.

7. California Privacy Rights

California residents may have rights under the CCPA / CPRA, including rights related to access, deletion, and limitation of certain uses of personal information.

For more information about your rights and how to exercise them, please review our Privacy Policy.

8. Updates to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legal requirements, or our Services.

Any updates will be posted on this page with a revised “Last Updated” date. Continued use of the Services constitutes acceptance of the updated Policy.

9. Contact Us

If you have questions about this Cookie Policy or our data practices, please contact:

• Leadgen Network Organization, Inc. (Billy.com)

• 📍 30771 Milford Rd, New Hudson, MI 48165

• 📧 privacy@billy.com