Home Savings

How to Save on Heating Bills

With the average American household spending over $1000 a year on heating bills, the desire to cut heating costs is entirely understandable. Whether you use gas, electricity or oil to run your heaters, there are many practical ways to reduce your heating bill that don't require extra sweaters or turning off the heat.

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How to Save on Cooling Bills

Nobody enjoys overheating in the summer, but overpaying on your cooling bills can really make you break out into a sweat. Air conditioning is often the most expensive utility in the home, and inefficient cooling can consume as much as 50% of your monthly utility bills...

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How to Save on Phone Bills

When you feel like crying, sometimes you need a good heart-to-heart with your best friend. But when you get the phone bill for that conversation, you may find yourself crying for a completely different reason. And yet, while expensive phone bills are not uncommon, they can be entirely avoidable.

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Loans and Insurance

How to Save on Car Insurance

A car is an expensive purchase; from the initial cost of the vehicle to regular gas fill-ups, servicing and repairs, there are endless expenses associated with owning a car. And yet, while car insurance is among these necessary expenditures, there are many ways in which car owners can reduce their car insurance fees.

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How to Find Affordable Life Insurance

It's easy to forget about the importance of life insurance when everything is going well, everyone feels well and you're finally making a comfortable living. Still, this is precisely the time when it's a good idea to invest in life insurance and to start thinking about how to plan for the future.

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Food and Groceries

Five Easy Ways to Save on Grocery Bills

There's no question that grocery shopping expends a large part of our monthly budget. But while food is a necessary expense, overpaying for food is optional- or, at the very least, accidental. By making a conscious effort to shop smartly, you can save hundreds of dollars a year while continuing to enjoy the food that you love.

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Monthly Bills

Nine Ways to Save on Cell Phone Bills

These days it seems that everyone from 'tweens to grandparents has a cell phone. Many people even have two cell phones, as they use one for work and one for personal use. Still, consumers should not confuse the accessibility of cell phones with the affordability of these useful gadgets.

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Ten Ways to Save on Clothes (and Still Look Great)

Shopping for clothing is the national pastime for most teenage girls- and a recognized hobby for scores of adults. And yet, in today's economy, many people have had to scale down this hobby or abandon it entirely.

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Eleven Ways to Save Money on Entertainment

Everyone loves having a good time, but few people truly enjoy spending a fortune for this pleasure. In fact, having a good time during the recent economic downturn has become critical for one's mental health, but difficult to achieve because of the stress on one's wallet.

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How to Increase Your Fuel Efficiency Without Buying a New Car

There's no doubt about it: the easiest way to save money on gas is to purchase a car that gets better gas mileage. But for the majority of people who aren't in the market for a new automobile, there are more practical ways to cut costs on gasoline and to get a few more miles out of each tank of gas.

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